body {
	margin:0px 0px 0px 0px;
	padding:0px;
	background-image:url(../images/watermark.gif); 
	background-repeat:no-repeat;
	background-position:top;
	background-attachment:fixed;
	background-color:#ffffff;
	font-family:Arial, Helvetica, sans-serif;
	color:#333333;
	font-size:11px;
	line-height:15px;
	text-align:center;
	}


/* TEXT */
h1 {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	text-transform:uppercase;
	font-size:14px;
	margin-bottom:5px;
	letter-spacing:.05em;
	color:#1b5c8e;
	}


h2 {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	text-transform:uppercase;
	font-size:12px;
	margin-bottom:5px;
	color:#1b5c8e;
	}
	
h3 {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	text-transform:uppercase;
	font-size:12px;
	margin-top:5px;
	color:#999999;
	}

p {
	margin-top:0px;
	}

.text {
	padding: 15px;
	}
	
.heading {
	font-weight:600;
	color:#882900;
	}
	
.light {
	color:#fbf7df;
	padding:5px;
	}
	
	
ul, li {
	margin-top:0px;
	padding-top:0px;
	}
	

/* LAYOUT */
#container_top{
	width:554px;
	margin:0 0 0 0;
	padding:0 0 0 0;
	margin-left: auto;
	margin-right: auto;
	text-align:center;

}

#nav {
	width:700px;
	margin:0 0 0 0;
	padding:0 0 0 0;
	margin-left: auto;
	margin-right: auto;
	text-align:center;
	background-color:#cad5df;
	}
	

#footer {
	width:700px;
	margin-left: auto;
	margin-right: auto;
	margin-top: 100px;
	padding: 10px 0 10px 0;
	text-align: center; 
	font-size:9px;
	color:#eeeeee;
	background:url(../images/btm_bg.gif);
	}
	
	#footer #footer_left {
		float:left; 
		width:400px; 
		height:45px;
		padding:10px 0 10px 10px;
		background-color:#bebebe;
		}
		
	#footer #footer_right {
		height:45px;
		text-align:right; 
		padding:10px 15px 10px 0;
		background-color:#bebebe;
		}

	

	
div.clear {
	background-color:#FFFFFF;
	clear:both;
	}
		
div.indent {
	padding-left:20px;
	padding-bottom:10px;
	}
	
ul {
	list-style: disc url(../images/arrow.gif) inside;
	margin-left: 0;
	padding-left: 1.5em;
	text-indent: -1.5em;
	}

/* LINKS */
a{
	color: #00467f;
}

a:visited{
	color: #00467f;
}

a:hover {
	text-decoration: none;
	background-color: #00467f;
	color:#eeeeee;
}

#footer a{
	color: #eeeeee;
	text-decoration:none;
}

#footer a:visited{
	color: #eeeeee;
}

#footer a:hover {
	text-decoration: none;
	background-color: #eeeeee;
	color:#00467f;
}

#menu #menu_nav_div a{
	text-decoration: none;
	color: #14719d;
	border-bottom:1px dotted #CCCCCC;
	width:180px;
	padding: 5px 0 5px 10px;
	line-height:15px;
	display:block;
	font-weight:600;
}

#menu #menu_nav_div a:visited{	
	text-decoration: none;
	color: #14719d;
	border-bottom:1px dotted #CCCCCC;
	width:180px;
	padding: 5px 0 5px 10px;
	display:block;
	line-height:15px;
	font-weight:600;
}

#menu #menu_nav_div a:hover {
	text-decoration: none;
	background-color: #14719d;
	color:#dcdcdc;
	border-bottom:1px dotted #CCCCCC;
	width:180px;
	padding: 5px 0 5px 10px;
	display:block;
	line-height:15px;
	font-weight:600;
}


.twoColFixRt #container { 
	width: 700px;  /* using 20px less than a full 800px width allows for browser chrome and avoids a horizontal scroll bar */
	background: #ffffff;
	border-left:5px solid #eeeeee;
	margin: 0 auto; /* the auto margins (in conjunction with a width) center the page */
	text-align: left; /* this overrides the text-align: center on the body element. */
}
.twoColFixRt #menu {
	float: right; /* since this element is floated, a width must be given */
	width: 200px; /* the actual width of this div, in standards-compliant browsers, or standards mode in Internet Explorer will include the padding and border in addition to the width */
	background: #EBEBEB; /* the background color will be displayed for the length of the content in the column, but no further */
	padding: 15px 10px;
	margin-top:20px;
}
.twoColFixRt #mainContent { 
	margin: 20px 250px 0 0; /* the right margin on this div element creates the column down the right side of the page - no matter how much content the sidebar1 div contains, the column space will remain. You can remove this margin if you want the #mainContent div's text to fill the #sidebar1 space when the content in #sidebar1 ends. */
	padding: 0 10px; /* remember that padding is the space inside the div box and margin is the space outside the div box */
} 
.fltrt { /* this class can be used to float an element right in your page. The floated element must precede the element it should be next to on the page. */
	float: right;
	margin-left: 8px;
}
.fltlft { /* this class can be used to float an element left in your page */
	float: left;
	margin-right: 8px;
}
.clearfloat { /* this class should be placed on a div or break element and should be the final element before the close of a container that should fully contain a float */
	clear:both;
    height:0;
    font-size: 1px;
    line-height: 0px;
}

#homeflash {
	margin:0; padding:0;
}